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Financing for Convenience

Friday, March 4th, 2011

February decided to throw one last tantrum before giving way to the blue skies and warm sunshine “marching” us into spring – the season of new beginnings. Historically, it also is the time of year that an increasing number of people decide to take action on their desire to make positive personal changes. This may be partially due to prospective tax refunds burning a hole in our pockets, but I prefer to think of it as nature’s reminder of the necessity of rebirth, shedding our old skin and allowing the refreshing self-image of our mind’s eye to emerge.

Monetary considerations are of great importance to someone considering a procedure or treatment. Many people do not want to dip into their savings account(s), but also do not want to delay their procedure or treatment while waiting for a cash influx, such as a tax refund. For this reason, Cosmetic Plastic Surgery offers the convenience of several financing choices to our patients.

• Our practice participates in a revolving medical credit card plan allowing one to pay medical debt over time. This plan offers the advantages of maintaining an existing line of medical credit that is available for re-use in the future and widely accepted by medical facilities. This option also offers a 6-month interest free program. The rate for this program’s extended payment plans are pre set, and while this can be an advantage, someone with a very high credit score may command lower rates than those offered. For someone in this situation, other options should be investigated before making a final decision.

• We also are a participating practice with an independent lending company that has access to all sources of non-secured medical loans. Some are surprised to learn that multiple credit pulls (more than 2 in a short time frame) will automatically lower a credit score – this lending company has the advantage of accessing all credit possibilities with just one credit pull, thus maximizing the effect a high credit score will have upon rates/terms. While there are no application fees, the patient pays a fee for their services if a loan they arranged is accepted by the patient. This company works for you, the patient, not the financing industry, and the difference in rates and terms may offset any fee they charge for their services. It’s always important to ask about any fees in advance of making any financing decision.

• For those patients desiring a local or traditional lending option – we have made arrangements with a central Illinois credit union that is willing to work with our patients on both secured (collateral offered for loan) and non-secured medical loans.

Most importantly, our patients report both success and satisfaction with these financing options. Cosmetic Plastic Surgery is not aligned with any one financing resource, offering our patients the full spectrum of medical credit that is available to meet their needs. Additionally, all major credit cards are accepted within both of our practice locations to allow our patients to take advantage of the special offers they’ve earned.

All of the above options are represented with direct links on our financing page at https://www.cosmeticplasticsurgery.com/financing.cfm. Please feel free to call us at 217-359-7508 or 309-662-0436 or visit these lenders’ websites to have all of your financing questions answered.
G. D. Castillo, MD, FACS
Cosmetic Plastic Surgery

Ask Our Expert – Breast Augmentation

Tuesday, February 22nd, 2011

Ask The Expert:
Bloomington IL, Breast Augmentation:

Q: I wear a size 34 A bra. My breast size or lack of is something that affects me daily. I have difficulty wearing a variety of clothing styles and am self-conscious in a swim suit. At 29 years old, I do not want to continue fighting these issues. However, my friends are not supportive of my decision. How can I make them more comfortable with my decision?

A: Breasts are an important factor in how women feel about themselves. For many women, breasts are directly related to their sense of femininity. Having breasts that in some way make you feel less than adequate can change the way you relate both emotionally and intimately. This characteristic is quite normal to human nature and is not a sign of over-indulged vanity (though, I believe a little vanity is a positive thing).
Though having the support of your friends is extremely valuable, choosing to have breast augmentation is a very personal decision and one only you and your cosmetic surgeon can make together. After all, it is your body. You are the one who deals with the daily frustrations that your breast size is creating.
There are implant shape and size options to fit the desire of almost any women. You can choose breast implants that resemble the look you achieve when you wear a push up bra (high set, perky, round) or you can choose implants that look and feel so natural that it will be difficult for others to even notice that you have them. For women considering breast augmentation in our Champaign, Illinois surgical facility, Dr. Castillo uses a specialized minimal scar incision technique that makes it difficult to detect the scarring after a few months.
I would suggest making a consultation with a few cosmetic plastic surgeons. Once you have found one that you feel comfortable with, I believe you will be able to make the decision that is right for YOU.

Roxanne, Cosmetic Plastic Surgery Clinic

 

Roxanne Hammond, RMA
Skincare and Laser Specialist
G. D. Castillo, M.D.
COSMETIC PLASTIC SURGERY
Become a Facebook Fan of CPS @  http://www.facebook.com/pages/Cosmetic-Plastic-Surgery/65943304419
https://www.cosmeticplasticsurgery.com
800-252-7123 (within IL)
217-359-7508 Savoy (Champaign-Urbana)
309-662-0436 Bloomington

Losing the fight against gravity?

Monday, February 7th, 2011

So your breasts have lost the fight against gravity and now you are left wondering “why full, perky breasts seems to be a privilege of youth.”

What now…?

Developing breast ptosis or sagging breasts is life changing. Women who are afflicted with this condition frequently experience difficulties with emotional and / or sexual intimacy as their self-esteem takes a hit. It can become difficult to expose your body to a partner. Looking proportionate in a swim suit or other clothing can become very challenging and is likely to inhibit activities. Often women become discouraged with the shape of their body as they often feel as though their waist is disappearing as the breasts lengthen, creating the appearance of a thicker mid section.

Women can develop dropping or sagging breasts for many reasons. Drooping and breast deflation can occur after pregnancy or breast feeding, after weight loss, or years of baking their breasts in the sun until they are well done. The upper portions of the breasts appear flattened and the lower portion descends below the fold of the breast. Many times breast skin loses elasticity and becomes stretched or weakened. Your self-esteem may be affected further if any or all of the above symptoms occur in an unbalanced fashion, creating asymmetry of the breasts as well.

Experiencing a change in self-esteem is a normal reaction to this body change as women’s femininity is often directly related to how she feels about the size and shape of her breasts. Unfortunately, just because the condition is a common one, doesn’t make it any easier to deal with when it happens to you. Fortunately, more women are willing to talk about this age old problem and are discovering that there are solutions available that will improve their outlook on life.

Now let’s talk solutions!

1. In some instances, a saline or silicone breast augmentation will be all that is needed to correct your breast concerns. Breast implants can replace or increase breast volume or fullness and will improve your cleavage. Excess skin from around the areola may be removed at this time if needed.

2. If your nipples are positioned lower than the fold of your breasts and / or your breasts are asymmetrical, meaning one breast is larger / dropping more than the other; a Mastopexy (breast lift) https://www.cosmeticplasticsurgery.com/cosmetic-surgery/breast-lift.cfm is likely the solution to correct your dropping breasts. Because the degree of ptosis (sagging) varies, a Mastopexy includes a range of possibilities for correction based on the position of the nipple-areolar complex, the amount of excess skin and the volume of the breast. During this procedure, your nipple-areolar complex is relocated to a higher position on the breast. Dr. Castillo may also to remove excess skin to reshape and support the breast using a keyhole shaped incision to lift the breast back to a more youthful shape and position.

3. If you are looking for a solution to repair sagging and to achieve equally balanced breasts with increased fullness, you may need a combination of procedures. Breast augmentation https://www.cosmeticplasticsurgery.com/cosmetic-surgery/breast-enlargement.cfm in our Champaign, Illinois surgical facility may be combine with a Mastopexy (breast lift) to reach your goal of full, perky breasts.

Click on the following links to visit our breast surgery photo gallerys:

https://www.cosmeticplasticsurgery.com/photo-gallery/results.cfm?Category=12

https://www.cosmeticplasticsurgery.com/photo-gallery/results.cfm?Category=10

https://www.cosmeticplasticsurgery.com/photo-gallery/results.cfm?Category=9

Roxanne, Cosmetic Plastic Surgery Clinic

Roxanne Hammond, RMA
Skincare and Laser Specialist
G. D. Castillo, M.D.
COSMETIC PLASTIC SURGERY
Become a Facebook Fan of CPS @  http://www.facebook.com/pages/Cosmetic-Plastic-Surgery/65943304419
https://www.cosmeticplasticsurgery.com
800-252-7123 (within IL)
217-359-7508 Savoy (Champaign-Urbana)
309-662-0436 Bloomington

Dr. Castillo’s VIP Program, Rebates, or Both in our Champaign or Bloomington, Illinois offices.

Tuesday, February 1st, 2011

Most of us have been there – you make a purchase decision based upon a rebate offer, diligently provide the required information and send in the appropriate forms in a timely fashion, and then, 8 long weeks later, you receive the dreaded form letter disallowing your submission. This happens to consumers so often, in every industry, that it’s almost become a cliché.

I haven’t been able to figure out a rhyme or reason for inappropriate rebate rejections; it truly seems to be random. This theory was tested last year when I updated three of our family cell phones and submitted the same rebate offer for all three of them.

After studiously scanning the rebate instructions including the fine print, I made a point of requesting individual receipts so as to have the coveted “original receipt” to attach with each offer. I photocopied each rebate submission with pertinent attachments and then mailed the rebates in individual envelopes and the waiting process began.

Eight weeks later – you guessed it; two of the rebates were honored with no problem and one of them was rejected because “I” had supposedly failed somewhere in the rebate process. In the end, I did receive the third rebate but only after investing time and energy in the mystery rejection to get the job done.

My personal theory had been proven – the rebate wheel of fortune can be exactly that…a game of chance.

That’s just one of the many reasons I’m so happy that Dr. Castillo created the VIP program to reward patient loyalty at Cosmetic Plastic Surgery. No forms to fill out, no fear of rejected submissions or the need to wait 8 weeks to be compensated – just a generous, dependable, instantaneous monetary reward in appreciation of the trust that our patients continually place in Dr. Castillo and our practice.

Of course, that doesn’t mean that our patients don’t also benefit from the various rebate programs sometimes offered by a product manufacturer – but it does mean that our patients can depend on cost-effective, affordable treatments that help us all to look and feel our best. While we have no control over the rebates offered by someone else, we do our very best to offer our patients every monetary consideration.

We truly appreciate our patients and the confidence that they place in us. So, if you’re not a member of Dr. Castillo’s VIP Program, why not give us a call and we’ll be happy to discuss the program details, its benefits, and how you can qualify.
G. D. Castillo, MD, FACS
COSMETIC PLASTIC SURGERY